Step 1 of 4
Your financial profile
These shared inputs feed all three sections. Nothing here is stored on a server — edit anything and every downstream result recalculates immediately.
Work and horizon
Employment type decides how the retirement age behaves and how much income volatility we assume.
Income and expenses
Use monthly take-home figures. Splitting essential from discretionary spending lets us model retirement lifestyle honestly.
Safety net
An intact emergency reserve comes before prepayment and before market-linked investing.
Household
Child-related costs are included only when you explicitly switch them on, and stay editable.
Existing retirement assets
EPF, NPS, PPF, mutual funds and any other corpus earmarked for retirement. These reduce the amount still to be built.